Glossary

U

Unbunding

Process of breaking down banking services into smaller, more specialized components.

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Underwriter

A party that evaluates and assumes an additional party’s risk for a fee.

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Underwriting

Underwriting is defined as the process of evaluating and assuming an additional party’s risk/liability and...

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Unicorn

Startup valued at over $1 billion.

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Unified Payments Interface

Unified Payments Interface (UPI) is an initiative by NPCI, is a system that powers multiple...

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Unique Transaction Reference Number

Unique Transaction Reference Number helps verify the progress of a particular bank transaction. All banks...

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Unsecured loan

Loan without collateral.

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Upfront Deduction

An amount levied before a specific piece of work or service is done or received...

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User experience

A user's experience in using a product or service.

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Utility token

Digital token employed as a means of payment or access to a service.

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UTXO

Wallet balances in cryptocurrency networks are not actually stored as a variable, like John Doe’s...

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